OUR BUSINESS
Innovative Products & Quality Services
We aim to provide comprehensive Family and General Takaful protection. We place strong emphasis on product innovation coupled with differentiating features to ensure market acceptance. Our Family protection products focus on savings or investment-linked plans and mortgage protection plans. The general protection offerings feature innovative plans to cover properties such as vehicles, buildings and other assets. In the long-term, we will continue to broaden our product range to meet the changing needs of our customers. These plans are underwritten to cater for various categories of customers, from middle to lower-income groups including the rural markets, as part of our social responsibility. Our services, on the other hand, are supported by the state-of-the-art technology, designed to ensure accuracy and timeliness of information. This will help enhance our efficiency and professionalism when dealing with customers, as well as add value for our stakeholders.Amongst the support that Takaful IKHLAS has in place are:-
Partners Portal (Agency Portal System)
Partners Portal is a web portal specially designed and dedicated to our valued agents which is to provide after sales information.
e-Non Motor
As part of the Company’s continuous efforts to introduce new transaction channels, Takaful IKHLAS has introduced e-Non Motor.
Electronic Claims Estimation System
This system is able to electronically transmit estimates and claims information between Takaful IKHLAS, the motor repairer and external adjuster. All claims are approved within 24 hours.
Bantuan Ikhlas 24 Hours Roadside Assistance
This service provides 365 days of round-the-clock assistance to participants in the event of an accident or breakdown. Upon request, the call centre can help deploy towing facility, allowing your vehicle to be sent to the nearest panel workshope-Covernote
This service is electronically linked to JPJ insurance system. it provides online, hassle-free renewal and issuance of cover note and road tax disc at a single location.The Concept of Takaful
In principle, Takaful system is based on mutual co-operation, responsibility, assurance, protection and assistance between groups of participants. In other words, it is the provision of shared contributions to help those who are in need.
These fundamentals are based on the Holy Quran and the sayings of Prophet Muhammad S.A.W.
Some of the examples are: -Basis of Cooperation
Allah said, “Help Ye one another in righteousness and piety but help ye not one another in sin and rancor...” (Al Maidah: 2). Allah will always help His servant for as long as he helps others. (Narrated by Imam Ahmad and Imam Abu Daud).
Basis of Responsibility
The place of relationships and feelings of people with faith, between each other, is just like the body; when one of its parts is afflicted with pain, then the rest of the body will be affected.(Narrated by Imam Al-Bukhari and Imam Muslim). One true Muslim (Mu’min) and another true Muslim (Mu’min) is just like a building whereby every part in it strengthens the other part. (Narrated by Imam Al-Bukhari and Imam Muslim).
Basis of Mutual Protection
By my life, which is in Allah’s power, nobody will enter Paradise if he does not protect his neighbor who is in distress. (Narratted by Imam Ahmad). Based on the above basis, Islamic scholars had decided that there should be concerted effort to implement the Takaful concept as the best way to resolve these needs.
Understanding the Takaful Contract
Although the concept of insurance is permissible under Shariah Law, certain practices in conventional insurance breach Shariah Law. The current Takaful practice uses a combination of two types of main ‘Aqad (contracts).; These are the contract of Tabarru’ (Donation) and contract of Wakalah (Agency) which are free from the elements of (Riba) usury, wager or Maisir (gambling) and Gharar (Uncertainty). The Takaful system stresses the spirit of co-operation and joint responsibility among participants.
The Benefits of Takaful
Through the spirit of cooperation and joint-responsibilities among participant, the act of charity and benevolence allows participants the opportunity to obtain two forms of benefit. First the monetary benefits through the Takaful plan itself. Secondly the “benefits” in the spiritual sense, through the act of Tabarru’ (donation), participants will receive God’s grace and blessings in life Hereafter. The Takaful system does not differentiate color or creed; it is meant to benefit all participants, irrespective of their religious beliefs.
MNRB Group
MNRB Group
Takaful Ikhlas Family Berhad
(200201025412) (593075-U)
9th Floor, IKHLAS Point, Tower 11A, Avenue 5, Bangsar South, No. 8, Jalan Kerinchi, 59200, Kuala Lumpur
(200201025412) (593075-U)
9th Floor, IKHLAS Point, Tower 11A, Avenue 5, Bangsar South, No. 8, Jalan Kerinchi, 59200, Kuala Lumpur
Takaful Ikhlas General Berhad
(201701019705) (1233870-A)
5th Floor, Bangunan Malaysian Re No.17, Lorong Dungun, Damansara Heights 50490 Kuala Lumpur
(201701019705) (1233870-A)
5th Floor, Bangunan Malaysian Re No.17, Lorong Dungun, Damansara Heights 50490 Kuala Lumpur
Takaful Ikhlas Family Berhad
(200201025412) (593075-U)
9th Floor, IKHLAS Point, Tower 11A, Avenue 5, Bangsar South, No. 8, Jalan Kerinchi, 59200, Kuala Lumpur
(200201025412) (593075-U)
9th Floor, IKHLAS Point, Tower 11A, Avenue 5, Bangsar South, No. 8, Jalan Kerinchi, 59200, Kuala Lumpur
Takaful Ikhlas General Berhad
(201701019705) (1233870-A)
5th Floor, Bangunan Malaysian Re No.17, Lorong Dungun, Damansara Heights 50490 Kuala Lumpur
(201701019705) (1233870-A)
5th Floor, Bangunan Malaysian Re No.17, Lorong Dungun, Damansara Heights 50490 Kuala Lumpur
Email
ikhlascare@takaful-ikhlas.com.my
ikhlascare@takaful-ikhlas.com.my
Tel
03-2723 9999
03-2723 9696
03-2723 9999
03-2723 9696
Email
ikhlascare@takaful-ikhlas.com.my
ikhlascare@takaful-ikhlas.com.my
Tel
03-2723 9999 03-2723 9696
03-2723 9999 03-2723 9696
Our Products
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Protected by PIDM up to the limits. View Brochure.
For info, contact Takaful IKHLAS or visit PIDM website.
For info, contact Takaful IKHLAS or visit PIDM website.
