Guide : Investment-Linked Takaful Protection

Learn more about factors that may affect your fund value and the steps you can take to enjoy takaful coverage for the entire term of your certification

Guide to Investment-linked Takaful Participants on Takaful Coverage

You have participated in an investment-linked certificate which is a takaful product that is tied to the performance of the investment fund(s) which you selected. This Guide gives you general information on factors that may reduce your fund value and steps that you can take to enjoy takaful coverage for the full term of your certificate. Please contact your servicing representative or contact us at 03-2723 9696 or ikhlascare@takaful-ikhlas.com.my if you have any questions.

What do you need to do?

Step 1:
Review your takaful coverage regularly
For the year 2019, we will inform you if your certificate is expected to be at risk of insufficient balance to pay for charges due. From 1 January 2020 onwards, your annual statement will contain information on the expected duration of your takaful cover based on your fund value.
Step 2:
Take necessary actions* if there is a risk that your fund may become insufficient, to ensure continued takaful coverage for the full certificate term
Increase contribution payment or perform top up. Reduce your takaful coverage.

How an investment-linked certificate works

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MNRB Group

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Email
ikhlascare@takaful-ikhlas.com.my
Tel
03-2723 9999    03-2723 9696