Securing life uncertainties. When it occurs, what should happen to your financials and your family? We understand your needs, especially during times of distress. Which is why IKHLASlink Waiver of Contributions Secure Takaful Rider will manage all future Takaful Contributions due under the Takaful Certificate in the event that you are diagnosed with a critical illness. This Rider plan can only be obtained when attached to a Basic Plan.