Business

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IKHLAS SME Protect Takaful provides crucial protection for small & medium businesses. Not only does it help protect business assets, but it also provides a financial safety net.

This product provides coverage in the event of death or total permanent disability (TPD) either due to accidental or natural causes of the Person Covered (employees or members) of the Master Takaful Certificate Holder.

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Optional Riders available:

  • Total Permanent Disablement Rider
  • Accelerated Critical Illness Rider
  • Accidental Death and Disability Rider
  • Hospital Benefit Rider
  • Permanent Partial Disability Rider
  • Immediate Death Expense Rider

This plan provides comprehensive coverage for the medical expenses incurred due to:

  • Group Hospitalisation and Surgical Care Benefit
  • Group Out-patient Specialist Care Benefit; and
  • Group Out-patient General Practitioner Care Benefit

This is a Group Takaful Plan, which is designed to provide protection against Death, Total Permanent Disablement (TPD), Permanent Partial Disability (PPD) and Critical Illness. This plan also have savings elements with a host of other benefits such as Hospital Benefit, Immediate Death Expenses Benefit, Outpatient Medical Reimbursement Benefit as well as Major Accidental and Disability Benefit.

Fire can take away all your property and belongings. Recover them back with IKHLAS Fire Takaful.

At the construction site, safety is utmost important. All accidents are preventable. But when it happens, you need to have adequate protection.

The preferred Takaful plan by Takaful IKHLAS to protect and assist entreprenuers to stay focus to boost the economic growth of Small and Medium Enterprises (SMEs).

IKHLAS Niaga offers 4 compact packages for your business:

IKHLAS Retail NIAGA is a comprehensive coverage for small and medium industries (SMIs) and small and medium entrepreneurs (SMEs), which includes provision shops, minimarts, tailors, small workshops and contractors, and the like.

Now enjoy a 10% reduction on our standard contribution for burglary, money, plate glass, public liability and employer’s liability coverage.

IKHLAS Commercial NIAGA is a comprehensive coverage for small and medium industries (SMIs) and small and medium entrepreneurs (SMEs), which includes for restaurants, coffee houses, wholesalers, shop houses, and the like.

Now enjoy a 10% reduction on our standard contribution for burglary, money, plate glass, public liability and employer’s liability coverage.

IKHLAS Office NIAGA is a comprehensive coverage for small and medium industries (SMIs), small and medium entrepreneurs (SMEs), for offices management and other similar occupations.

IKHLAS Clinic NIAGA is a comprehensive coverage for medical officers, doctors or general practitioners who operate clinics, dental, minor surgeries, and the like.

 

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