About IKHLAS Perlindungan Tenang



  • IKHLAS Perlindungan Tenang is now available for subscription with effect from 15 February 2022. “Perlindungan Tenang” is a national initiative to provide simple and affordable takaful plan.


  • With contribution as low as RM75 per year, customer is entitled for maximum sum covered of RM 45,000* (*accidental death for age 16-30 years). The product provides coverage on death or total and permanent disability (TPD) due to natural and accidental causes.


  • Subscription can be done by utilizing Perlindungan Tenang Voucher (PTV) for the eligible Bantuan Keluarga Malaysia (BKM) recipient. Eligibility can be checked at https://www.myptv.my/. Alternatively, subscription is also applicable by cash payment at selected Perlindungan Distributor.


  • Please visit our Perlindungan Tenang Distributor to subscribe the product.


  • Perlindungan Tenang Distributor: -


    1. Bank Muamalat Malaysia Berhad Branches Nationwide
      Please visit Bank Muamalat website for more details.


    2. Persatuan Kebajikan Usahawan Mikro Malaysia Nationwide (PKUMM)
      Please contact agents appointed by PKUMM for more details.


    3. Persatuan Pengguna Islam Malaysia Nationwide (PPIM)
      Please contact agents appointed by PPIM for more details.


    4. Agrobank Branches Nationwide
      Please visit Agrobank website for more details.


  • IKHLAS Perlindungan Tenang Flyer

    Click here to view IKHLAS Perlindungan Tenang Flyer

  • IKHLAS Perlindungan Tenang Product Disclosure Sheet (PDS)

    Click here to view IKHLAS Perlindungan Tenang Product Disclosure Sheet (PDS)

  • About Perlindungan Tenang

    Perlindungan Tenang – Simple and affordable for all

    Insurance or takaful protection is an important part of financial planning for the future, offering you and your family a safety net that keeps you financially protected against death, fire, or other unfortunate events.

    It provides you with peace of mind, knowing that your loved ones who depend on you will receive a sum of money to help meet daily expenses if the unexpected happens.

    With Perlindungan Tenang, you can now easily purchase or participate in protection plans that are affordable and easy to understand, with a convenient claims process.

    Subscribe to Perlindungan Tenang from Takaful IKHLAS today.

  • Perlindungan Tenang Benefit


    • Contributions from only a few Ringgit per month

    • Yearly renewable plan



    • Easy to understand

    • Pays a lump sum of money to beneficiaries upon death


    Easy to Participate

    • Subscribe directly online or from participating insurers/ takaful operators or agents

    • Also available from selected bank branches and mobile phone operators


    Easy Claims Process

    • Claims with complete documentation will be paid out within five (5) working days


  • Perlindungan Tenang Brochure

    Click here to view Perlindungan Tenang Brochure

  • Perlindungan Tenang Voucher FAQ


    Click here to know more about Perlindungan Tenang Voucher

  • Perlindungan Tenang Video
  • Perlindungan Tenang Voucher Video