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You are here: Home > Group Takaful > IKHLAS   Group Credit Term Takaful


Introduction

This is a group Takaful plan and is designed to provide coverage to pay off outstanding loan amount owing to any institution in the event of the participant’s death (who is the borrower) or if the participant becomes totally and permanently disabled.

What does IKHLAS Group Credit Term Takaful cover?

There are four types of coverage under this plan (for example, depending on the method used to calculate the outstanding Sum Cover) :

i) Level Cover
ii) Flat Rate Reducing Cover
iii) Compounded Rate Reducing Cover
iv) Rules 78 or Sum Digits

Maturity Benefit
Upon maturity of the certificate, participant will receive the accumulated amount in the Personal Risk Investment Account (PRIA)

Age and issue limits

Issue Ages : 18 70 years old, age next birthday, male/female
Issue Limits : Minimum: RM1, 000
Maximum: subject to underwriting approval
Expiry Age : Upon attaining age 80 years old, age next birthday
Coverage Term : Minimum: 1 year
Maximum: 15 years
   
     

Takaful Solution Provider in Malaysia - auto insurance, auto takaful, car insurance, education plan, fire insurance, health insurance, home insurance, home takaful, hospitalization benefit, insurance, medical protection, motor, motor insurance, motor takaful, mrta, mrtt, personal accident, takaful, takaful provider, travel insurance, motor policy

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Takaful Solution Provider in Malaysia - auto insurance, auto takaful, car insurance, education plan, fire insurance, health insurance, home insurance, home takaful, hospitalization benefit, insurance, medical protection, motor, motor insurance, motor takaful, mrta, mrtt, personal accident, takaful, takaful provider, travel insurance, motor policy