Introduction
IKHLAS PERSONAL ACCIDENT TAKAFUL provides comprehensive
protection plan for participants in the event of
death or bodily injury due to an accident.
What does
IKHLAS Personal Accident cover?
Death
Due to accident; and solely and independently of
any other cause, except illness directly resulting
from, or medical or surgical treatment rendered
necessary by such bodily injury, resulting in the
death or disablement of the participant within
(12) months from the date of the accident.
Permanent Disablement
Disablement which entirely prevents the participant
from attending to his business or occupation of
any kind. The disablement must continue uninterruptedly
for a period of at least (12) months from the date
of accident. The chances of recovery are beyond
hope of improvement.
Temporary Total Disablement
Disablement which entirely prevents the participant
from attending to his business of any kind on a
temporary basis.
Temporary Partial Disablement
Disablement which prevents the participant from attending
to a substantial part of his business or occupation
but does not render him temporary total disabled.
Medical Expenses
Reimburses the actual medical expenses incurred for
treatment of bodily injury due to the accident
up to the specified amount.
Funeral Expenses
Up to the amount of the Plan applied for as a result
of accidental death.
General Exclusion
War, invasion act of foreign enemy, hostilities or
war-like operations
|
