Product Features

This product offers 3 types of plans as shown below:

	Plan 1-Own plan Plan 2-Own & Spouse plan Plan 3-Family plan Accidental death / TPD: 20,000.00 30,000.00;Spouse 10,000.00 30,000.00;Spouse 10,000.00 and child 2,000.00 each Immediate death expenses: 500.00 500.00;Spouse 500.00 500.00;Spouse 500.00 and child 300.00 each Daily Hospital Benefit: 30.00 50.00;Spouse 20.00 50.00;Spouse 20.00 and child 10.00 each Contribution pa. 30.00 60.00 63.00*

* Add RM15.00 for each additional spouse (if applicable) and RM3.00 for each child.

The above contribution is excluding stamp duty.

BENEFITS

a) Plan 1- Own

Accidental Death or Total Permanent Disability
In the event of death or total permanent and disability of the participant due to accidental causes, a sum of RM20,000.00 is payable to the participant’s beneficiary or next of kin.

Immediate Death Expenses
RM500.00 is payable upon proof of death within 2 working days.

Daily Hospital Benefit
Daily hospital benefit of RM30.00 per person in the event of hospital confinement due to accident subject to a maximum of 30 days any one period of takaful (excluding the first day).

b) Plan 2- Own & Spouse

Accidental Death or Total Permanent Disability
In the event of death or total permanent and disability of the participant due to accidental causes, a sum, of RM30,000.00 is payable to the participant’s beneficiary or next of kin. The beneficiary will also receive RM10,000.00 should death or TPD occurs to the spouse due to the same cause.

Immediate Death Expenses
RM500.00 is payable upon proof of death within 2 working days. Benefit to the spouse is RM500.00.

Daily Hospital Benefit
Daily hospital benefit of RM50.00 per person in the event of hospital confinement due to accident subject to a maximum of 30 days. (excluding the first day) any one period of takaful.

The spouse on the other hand, will also receive RM20.00 for hospitalization due to the same cause subject to a maximum of 30 days any one period of takaful (excluding the first day).

c) Plan 3- Family

Accidental Death or Total Permanent Disability
In the event of death or total permanent and disability of the participant due to accidental causes, a sum of RM30,000.00 is payable to the participant’s beneficiary or next of kin. The beneficiary will also receive RM10,000.00 should death or TPD occur to the spouse due to the same cause. Should the child die or suffer TPD due to the same cause, the beneficiary will receive RM2,000.00 for each child.

Immediate Death Expenses
RM500.00 is payable upon proof of death within 2 working days. Benefit to the spouse is RM500.00 and RM300.00 for each child.

Daily Hospital Benefit
Daily hospital benefit of RM50.00 per person in the event of hospital confinement due to accident subject to a maximum of 30 days any one period of takaful (excluding the first day).

The spouse on the other hand, will receive RM20.00 and child RM10.00 each for hospitalization due to the same cause subject to a maximum of 30 days any one period of takaful (excluding the first day).