What IKHLAS Burglary Plan covers?

IKHLAS BURGLARY TAKAFUL provides coverage for loss or damage to the property covered by burglary whilst contained in the business or trade premises. There must be visible marks of forcible entry on the exterior of the premises. Damage to the premises as a result or attempted entry by burglary is also covered under this plan.

Important note: IKHLAS Fire Takaful must also be placed with Ikhlas in order for us to accept the IKHLAS Burglary Takaful.

EXCLUSIONS

a) Loss due to fraudulent, dishonest or criminal acts of the participant or employees.
b) War, strike, riot, civil commotion and malicious damage.
c) Loss of manuscripts records or account
d) Nuclear reaction, records or radioactive contaminations
e) Mere disappearance, storage or consequential loss.
f) Loss occurring while there is any change in the condition of the risk
g) Damage by vandalism or malicious mischief