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You are here: Home > Family Takaful > IKHLAS   Term Takaful Rider

Introduction

IKHLAS TERM TAKAFUL RIDER is a Takaful Rider Plan, which can only be attached to a Basic Plan. This is an Individual Level Takaful cover with greater coverage and wider benefit scope. The plan provides protection against death and total disablement of the participant within the term of the certificate.

What does IKHLAS Term Takaful Rider cover ?

Death Benefit
In the event of death of the participant within the term of the policy, the Term Rider Sum Covered (TRSC) plus the balance in the participant’s Personal Risk Investment Account (PRIA) will be payable, in one (1) lump sum, to the participant’s beneficiary or next of kin.

Total and Permanent Disability
In the event of total and permanent disablement of the participant within the term of the policy, the TRSC plus the balance in the PRIA will be payable, in one (1) lump sum, to the participant.

Maturity Benefit
Upon maturity of the certificate, participant will receive the accumulated amount in the Personal Risk Investment Account (PRIA).

Age and issue limits

Issue Ages : 30 days 60 years old, age next birthday, male/female
Issue Limits : Minimum - RM10,000 SC
Maximum - 5 x Basic Sum Covered, subject to underwriting approval
Expiry Age : Upon attaining age 75, age next birthday
Terms : Minimum - 5 years

Why IKHLAS Term Takaful Rider?

Sum Covered
You can choose the amount of coverage up to five (5) times the Basic Plan Coverage.

   
     

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Takaful Solution Provider in Malaysia - auto insurance, auto takaful, car insurance, education plan, fire insurance, health insurance, home insurance, home takaful, hospitalization benefit, insurance, medical protection, motor, motor insurance, motor takaful, mrta, mrtt, personal accident, takaful, takaful provider, travel insurance, motor policy