Introduction
IKHLAS HOSPITAL BENEFIT
TAKAFUL RIDER is an Individual Takaful Rider Plan, which
can only be attached to a Basic Plan. This plan provides
participants with daily cash benefit, should the
participant be hospitalized due to all causes, subject
to the terms and conditions of the Rider.
What
does IKHLAS Hospital Benefit Takaful
Rider cover ?
Hospitalisation Benefit
In the event of the participant being hospitalized
due to illness or injury for a minimum duration of
3 days or more, the hospital benefit is payable from
the first day of the hospitalization. The maximum
number of days is 180 per event of hospitalization
or 365 in aggregate arising from all causes of hospitalization
except those as stated in the plan’s provision,
after which the rider will be terminated.
Upon the hospitalization of the participant, the
Hospital Benefit is payable subject to the following
conditions:
Maturity Benefit
Upon maturity of the certificate, participant will receive the accumulated amount in the Personal Risk Investment Account (PRIA)
| Issue Ages |
: |
30 days - 60 years old, age next birthday, Occupational class 1, 2, 3 and 4 |
| Issue Limits |
: |
Minimum Benefit - RM10 per day
Maximum benefit - RM 350 per day |
| Expiry Age |
: |
Upon attaining age 65, age next birthday |
| Coverage Term |
: |
Minimum - 5 years
Maximum - up to the term of the Base Plan |
|
|
Why
IKHLAS Hospital Benefit Takaful Rider?
Sum Covered
You can choose the amount of coverage from as low
as RM10 per day to RM200 per day depending on your
need.
Better Investment Return
|
