Introduction

IKHLAS HOSPITAL BENEFIT TAKAFUL RIDER is an Individual Takaful Rider Plan, which can only be attached to a Basic Plan. This plan provides participants with daily cash benefit, should the participant be hospitalized due to all causes, subject to the terms and conditions of the Rider.

What does IKHLAS Hospital Benefit Takaful Rider Cover ?

HOSPITALISATION BENEFIT
In the event of the participant being hospitalized due to illness or injury for a minimum duration of 3 days or more, the hospital benefit is payable from the first day of the hospitalization. The maximum number of days is 180 per event of hospitalization or 365 in aggregate arising from all causes of hospitalization except those as stated in the plan’s provision, after which the rider will be terminated.

Upon the hospitalization of the participant, the Hospital Benefit is payable subject to the following conditions:
• No hospitalization benefit shall be payable unless hospitalization takes place 3 months after the inception date of this rider.
• This benefit excludes pre-existing conditions.

Why IKHLAS Hospital Benefit Takaful Rider?

SUM COVERED
You can choose the amount of coverage from as low as RM10 per day to RM200 per day depending on your need.

BETTER INVESTMENT RETURN
• The Takaful IKHLAS Model allows the Company to optimize investment return to the participants (Please contact us for further info).