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You are here: Home > Family Takaful > IKHLAS   Accidental Death Takaful

Introduction

IKHLAS ACCIDENTAL DEATH TAKAFUL RIDER is a Takaful Rider Plan, which can only be attached to a Basic Plan. This plan provides protection against death, total and permanent disability (TPD) or partial and permanent disability (PPD) due to accidental causes of the participant within the term of the policy. This is an Individual Level Takaful cover for protection purposes.

What does IKHLAS Accidental Death Takaful cover ?

IKHLAS ACCIDENTAL DEATH TAKAFUL RIDER covers the following :-

Accidental Death Benefit
In the event of accidental death of the participant within the term of the policy, the Sum Cover (SC) plus the balance in the participant’s Personal Risk Investment Account (PRIA) will be payable to the participant’s beneficiary or next of kin.

Accidental TPD Benefit

In the event of accidental total and permanent disablement of the participant within the term of the policy, the SC plus the balance in the PRIA will be payable to the participant.

Accidental PPD Benefit

In the event of accidental partial and permanent disablement of the participant within the term of the policy, the SC plus the balance in the PRIA will be payable to the participant’s beneficiary or next of kin. Payment of the SC is as per the Schedule of Indemnity.

Maturity Benefits

Upon maturity of the certificate, participant will receive the accumulated amount in the Personal Risk Investment Account (PRIA).


Why IKHLAS Accidental Death Takaful?

Sum Covered
You can choose the amount of coverage up to five (5) times the Basic Plan Coverage.

Takaful IKHLAS MODEL

  • The Takaful IKHLAS Model allows the Company to optimize investment returns to the participants.

  • Upon expiry, the outstanding contributions inclusive of returns will be distributed accordingly to participants.

Age and issue limits

Issue Ages : 30 days - 60 years old, age next birthday
Occupational class 1, 2, 3 and 4. Participants age less than 18 will be classified under occupational class 1
Issue Limits : Minimum - RM10,000
Maximum - 5 x Basic Sum Covered, subject to underwriting approval
Expiry Age : Upon attaining age 65, age next birthday
Coverage Term : Minimum - 5 years
Maximum - up to the term of the Basic Plan
   
     
Takaful Solution Provider in Malaysia - auto insurance, auto takaful, car insurance, education plan, fire insurance, health insurance, home insurance, home takaful, hospitalization benefit, insurance, medical protection, motor, motor insurance, motor takaful, mrta, mrtt, personal accident, takaful, takaful provider, travel insurance, motor policy

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Takaful Solution Provider in Malaysia - auto insurance, auto takaful, car insurance, education plan, fire insurance, health insurance, home insurance, home takaful, hospitalization benefit, insurance, medical protection, motor, motor insurance, motor takaful, mrta, mrtt, personal accident, takaful, takaful provider, travel insurance, motor policy