IKHLAS EDUCATION TAKAFUL provides
long-term assurance for your child’s future
as it ensures his/her future as it ensures his/her
education needs are realized.
IKHLAS Education covers?
IKHLAS EDUCATION is an education plan designed for
children aged 30 days to 12 years old.
IKHLAS EDUCATION provides the following
FLEXIBLE MATURITY AGE
You have the option to choose the maturity age of
the Certificate i.e. when your child reaches between
the ages of 18 and 23 years old.
PARTIAL CASH WITHDRAWAL
Up to three (3) times throughout the Certificate’s
tenure of a maximum of 50% (3 combined withdrawals)
from the Personal Investment Account, starting from
the sixth year.
Upon maturity of the Certificate, your child will
receive a lump sum from the investment income and
accumulated amount from the Personal Investment
Account and net surplus from Ta’awuni Account
Pool from the Risk Fund.
CHILD’S DEATH BENEFITS
RM10,000 payable in the event of the child’s
death, plus the total accumulated amount from the
Personal Investment Account, net investment income
and surplus from Ta’awuni Account Pool from
the Risk Fund.
WAIVER OF CONTRIBUTION
In the event of the payor’s death or payor
suffering from total permanent disablement (TPD)
within the takaful period, all future child contributions
will be paid through the fund until the maturity
Flexible contribution amount.
EXCELLENT ACHIEVER AWARDS
Your child will be awarded RM100 per distinction
for scoring straight As in UPSR (minimum 5As),
PMR (minimum 7As) or SPM/SPVM (minimum 7As).
You can top up your contribution when the Certificate
reaches a minimum term of 1 year. Minimum top-up
is RM50 which will be fully contributed into the
Personal Investment Account.
BETTER INVESTMENT RETURN
The Takaful IKHLAS Model allows the Company to optimize
investment return to the participants. (Please contact
us for further info)