Introduction
Now with just a single contribution,
you have an opportunity to gain a more lucrative
return on your
investment through IKHLAS CAPITAL
INVESTMENT-LINKED TAKAFUL, a plan that provides
both capital appreciation and protection at the same
time. There
are three (3) types of funds for you to invest in,
namely Growth Fund, Balance
Fund and Fixed Income
Fund.
What does IKHLAS Capital Investment-linked
have to offer?
1. Higher Return & Protection on Your Investment
Starting with a one time RM5,000.00 investment, you
are making the first step in prudent financial
planning with
the coverage that you need in case of any mishaps
that leads to death or Total & Permanent Disability
(TPD).
2. Death or TPD Benefits*
In the event of death or TPD of the participant,
100% of the Sum Cover (equivalent to 125% of the
single contribution plus top-up amount less withdrawal
or the accumulated fund value in all unit
funds,
whichever is higher) is payable to the participant
or next
of kin.
* Subject to conditions.
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Why IKHLAS Capital Investment-linked Takaful?
Cash Withdrawal
Minimum amount of withdrawal is RM 500.00*. Partial
withdrawal is subject to a minimum balance of RM
3,000.00 in all unit funds. The charges for withdrawal
transaction are as follows (subject to a maximum
charge of RM50.00 per withdrawal):
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Withdrawal
Charges |
Year
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1
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2
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3 |
Thereafter
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Top-Up Option
Top up contribution is allowed from the commencement
of the certificate, subject to the following condition:
Minimum Amount: RM 500.00
Maximum Amount: 5 times single contribution for each year
The top-up contribution
will be used to purchase additional investment units and/or additional coverage.
Termination
The certificate shall terminate upon surrender or
when payment of the death or TPD benefit is made.
Switching Fee (per certificate year)
First switching : Free
Subsequent switching : RM 50.00 per switching
Age and Issue Limits
Issue Ages : Certificate Owner:
18 – 60 years,
age next birthday.
Participant : 1 – 60 years,
age next birthday
Issue Limits : Minimum – RM
5,000.00.
Maximum - subject to underwriting decision in multiple
of RM500.00.
Expiry Age : Upon participant attaining 80 years old, age
next birthday.
Sum Covered : 125% of single contribution plus top-up amount
less withdrawal or the accumulated fund value, whichever
is higher.
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